May 15, 2022
I wrote this over two years ago (pre-COVID…that seems like AGES ago!) but felt it necessary to still post, so enjoy. 🙂
-February 2020-
Podcasts have been my thing lately, with ‘Skimm’d from the Couch’ being one of the podcasts that I’ve been glued to.
I was listening to the most recent episode which featured Erica Williams Simon, an entrepreneur and author. The quote in the description of the podcast quite nicely reflects why I started originally this blog, which is “The only way out of feeling stuck is to move.”
Quick summary- Erica Williams was in a job that was draining her very existence and one day just upped and quit (sound kind of familiar?). But one of the things she mentioned doesn’t get talked about in success stories of people who do what she and I did is the financial pressure that comes along with leaving a job. I know I talked about what I did to cut my finances and how I managed, but I wasn’t sure if I ever made it very clear that there was a lot of thought and planning that I did prior to. So, that’s what I’m going to do right now.
While Erica Williams just upped and quit, I was a little more calculated in my decision. When I first started this blog, I shared something I wrote a few months before I actually quit. That’s because I couldn’t just up and quit as much as I wanted to. I knew that I needed to ensure that I considered my (and my husband’s, because remember I got married about 6 months before leaving) finances. I’ve always been somewhat decent at putting a little away each month, but it became even more important that I ensured that I had a solid savings to last me for a decent amount of time, especially if I wasn’t able to find a job for a while. So that’s what I did.
For me, it was calculated and not impulsive. I took the time I needed to ensure that I had a decent savings. I planned it out so that when I quit it was at the beginning of the month so that my health insurance lasted through the end of the month. I made sure that my spending was under control BEFORE I quit so that I wasn’t paying credit card bills a month or two later that were “normal” while I was working, but out of my comfort range when I was solely depending on my savings. *Quick side note, I always pay off my credit card statement monthly, so that’s why this change was so important as I was not going to not pay off my balance monthly even when not working. Screw credit card interest.*
While there are definitely those stories out there that glorify crazy decisions that people make, but don’t forget that there were things I had to do and stop doing because it was the financially responsible thing to do. I couldn’t go on living life as if nothing had changed. It was not always glamourous. There were plenty of things I was frustrated with during my “down time” that I shared previously.
For me, there was no up and quitting. It took time, patience and a plan.
PSA- if you have the time to listen to Skimm’d from the Couch, I highly recommend it! 🙂
Lastly, I use the word “I” a lot, even though I was married. That is because I wanted to make sure that before I sprung this news onto my husband that he knew that I had given this a lot of thought and was already making the changes needed to ensure that I would still be able to contribute to and support our family as we make it through this time.